The Internet and e-mail have opened up the world to us, but also to swindlers.
You may have received e-mail messages about lottery winnings, a request to assist the family of an African head of state in distress in exchange for a handsome reward, or tips about a sure-fire and easy way to get rich or lose weight.
Other, much more treacherous scams are also possible: the address and design of a website might make it look genuine, even if its purpose is to obtain your credit card or bank information for criminals.
There are many forms of fraud, but what all of them have in common is that they try to get your money, personal information, or bank account and credit card information, and give nothing but high-flying promises in return.
Websites are easy to establish and discontinue, and e-mail can be sent anonymously to thousands of people at once. Victims of fraud often have very slim chances of getting their money back, so the best way to avoid problems is to recognize dangers and protect yourself.
Using common sense is generally the best way to protect yourself. If something sounds too good to be true, it usually isn't true. It's always a good idea to stop and think:
Passing on information about suspicious cases is the most effective way to put a stop to fraud and let authorities know about it.
There's no need to feel ashamed about falling victim to a scam. By telling your story, you may help others to avoid the same problem and put an end to the activities of swindlers.